Accepting Payments with Payment Links: A Simple Win for Professional SeOverview of how payment links help professional services firms get paid faster, reduce follow-ups, and improve accounts receivable efficiency.
data-iconJanuary 07, 2026
data-icon4 mins read time

Professional services firms thrive on expertise, not back-office complexity. Yet many firms still rely on manual payment processes that slow cash flow, distract teams, and introduce unnecessary friction between invoice and payment.

Payment links offer a practical way to modernize how professional services firms get paid — without changing how they deliver or bill for work.


What Is a Payment Link?

A payment link is a secure URL that allows clients to pay an invoice electronically using their preferred payment method. The link can be included in:

- Invoice emails

- PDF invoices

- Text messages

- Client portals

- Payment reminders

Clients click the link, complete the payment, and move on — no login, no follow-up emails, no delays.


Why Payment Links Work for Professional Services

Professional services billing is often milestone-based, retainer-driven, or time-and-materials. Payment links fit naturally into these workflows.


Faster Payments on Milestones and Retainers

When a milestone invoice or retainer is issued, payment links allow clients to settle immediately. Firms commonly see *payments arrive days earlier*, especially for project-based billing.


Minimal Disruption to Existing Workflows

Payment links don’t require firms to overhaul invoicing or accounting processes. Invoices are sent as usual — payment simply becomes easier.


Improved Client Experience

Clients expect digital-first interactions. Payment links provide convenience without forcing clients into portals or registration flows.


Accounts Receivable Benefits

Reduced Administrative Overhead

Payment links reduce the need for manual follow-ups and reminder emails, freeing finance teams to focus on higher-value tasks.


Better Payment Visibility

Real-time payment status helps finance leaders track receivables and manage cash flow with greater confidence.


Flexible Payment Methods

Payment links can support ACH/EFT, Interac (for Canadian businesses), and credit cards, allowing firms to balance client convenience with processing cost control.


Strategic Fit for Growing Firms

Payment links are particularly effective for:

- Firms scaling quickly

- Remote or distributed teams

- Client bases with varying payment preferences

They also serve as a stepping stone toward more advanced, ERP-native payment automation.


Security and Control

Modern payment links are built with security-first design:

- Encrypted transactions

- Tokenized payment data

- Configurable link controls

This allows firms to digitize payments without increasing risk or IT burden.


Where Chiizu Fits In

Chiizu provides secure payment links designed for professional services and B2B finance workflows. Payment links can be used independently or as part of a broader embedded payments strategy within ERP systems like Dynamics 365 Business Central.


Final Thoughts

For professional services firms, payment links deliver immediate value: faster payments, reduced administrative work, and a better client experience.

They are not a replacement for ERP-native payments — but they are an effective, low-effort way to modernize how firms get paid.

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Chiizu Inc. is regulated by Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) with registration number M20764530. Banking services in United States provided by Community Federal Savings Bank, Member FDIC.

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